Poor Kitty

[Lucid]

Well some of you may have noticed my lack of action the past few days;

Kitty received a Pug 206 to the derriere....I fear she'll be a write off.

 

[spjmorris]

Damn that's a real shame considering the work you've put into her

 

[Lucid]

Damn that's a real shame considering the work you've put into her

If they write her off I'll be looking to replace her with another Coug.....but we'll have to see.

 

[scunnycougar]

Buy her back off the insurance company if you can

 

[Pid_16V]

Bad news James, but if the bumper cover is the only damage, then as scunny says, buy her back from the insurers and get a replacement cover off ebay or even on here if anybody has one.

 

[Pid_16V]

Just looked again and can see the dent across the rear boot wall. That should straighten out i should think with a few deflt taps with the right weight hammer

 

[add_issan]

Gutted, one word of advice though, before the insurance see the car, make sure you take any thing you can off it like spoiler and wheels, light covers, badges, stereo , swap them for anything you can get your hands on, because if they come to view the car and say it's a write off then they will take the lot as is..

 

[scunnycougar]

I would be surprised if we don't have all the parts you will require at a lot cheaper than the insurance company will be aware of. Fitting could also be done at a very agreeable rate

 

[Pid_16V]

...only if you let them Add. Tell the assessor your buying it back and they have to leave it with you . At least that's how it used to work. This should cheer you up: http://www.ebay.co.uk/itm/1998-FORD...1867489?pt=Automobiles_UK&hash=item2c6d460961

 

[add_issan]

My mate just had his car declared a write off as a woman stoved in his passenger door, the insurance company took the car, he did not have the time to remove the bits he wanted, as he did not want to buy the car back, just replace it... but i am not sure on the rules if you say your buying it back... for safety sake i would remove all i could not, spoiler and badges etc, and if you decide to keep the car then it's easy enough to put them back, and if you decide to change the car then you have got what you need to swap over, exhaust for one..

 

[Mako]

Wait a minute.

I thought that if the accident was the other person's fault, their insurance can't write off the car. You get the repairs assessed - possibly at a garage of their insurer's choosing - and their insurance pays out. Your own insurance has no say in the matter since you're not claiming off of them.

Has this changed now, or are the insurers getting into bullying for a quick resolution?

I have a vague recollection of someone here doing this - a rear-end shunt that they claimed for, but repaired from a scrapper.

 

[V6SINGH]

That's a bummer!! Not a massive issue to sort out though. As Alan said, the right wood and hammer will see that straight again, quick check underneath and another bumper will see it right. The insurers will probably book jig time, panel beating, resealing, respray to rear panel, new bumper cover, prep and paint to that, possibly new arch liners, make good bumper mounts etc. if they can find a brand new bumper, from Fords will probably be more that they value the car at.

If its any consolation, Mike Cougar571's car had been Cat C'd several times over and he still runs his as his daily driver.

 

[Quicksilver]

That's a bar steward but looks as though it can be rescued without too much hassle.

 

[Pid_16V]

This would make one of the shortest mfsm's ever

 

[lunaticrik]

I hope this didnt happen on the way back from meeting me to sell the stuff

Sent from my GT-N7100 using Tapatalk 2

 

[Lucid]

Just looked again and can see the dent across the rear boot wall. That should straighten out i should think with a few deflt taps with the right weight hammer

I expect so...

But that said when I removed my strut brace it was hyper tight, suggesting a slight twist in the chassis. I certainly won't be letting all my goodies (or my peachy engine) go...

 

[Lucid]

Wait a minute.

I thought that if the accident was the other person's fault, their insurance can't write off the car. You get the repairs assessed - possibly at a garage of their insurer's choosing - and their insurance pays out. Your own insurance has no say in the matter since you're not claiming off of them.

Has this changed now, or are the insurers getting into bullying for a quick resolution?

I have a vague recollection of someone here doing this - a rear-end shunt that they claimed for, but repaired from a scrapper.

I believe things do essentially work this way - but can a new Fraud bumper be sourced etc? I think they'll deem it beyond economical repair.
In which case I'll have the car back plus a cheque and consider my options....

 

[V6SINGH]

You could do some basic body measurements against your breaker and also with a straight edge and a torch you could examine the rear legs yourself to check for any chassis distortion. Does the boot lid operate as before and are the shut lines still the same?

 

[Lucid]

The boot operates normally, not convinced the lines are the same.

For what it's worth it was a damn hard hit. I ache all over....

 

[V6SINGH]

I am happy to offer pointers if you want to have a go at assessing damage for yourself. It will involve you getting on your back under the back of it though with the car raised.