Well, I insure my coug with "Sky Insure" and only pay £375 a year fully comp with protected no claims as well as covering my mods i.e. alloys, exhaust system etc. also got my policy set at 3k miles per year, which I don't do anyway (under this). I find the guys great to deal with. My Mondy costs me more through Swift Cover.com and that's just a basic TDDi Mondy (over £400 a year fully comp)